Don't pay ripoff prices! Authorised brokers will search for the best quote for you.
Has your car or van been towed away? Speed is essential if you are not to lose it completely and you'll need to produce proof that it's insured before you'll be allowed to drive it away.
Why you should only deal with an authorised broker
Worried about paying too much? Buying a policy that the police won't accept? Being left on your own with no-one to help you?
Your call will be dealt with by specialist brokers Alternative Propositions
Limited who are authorised and regulated by the Financial Conduct Authority. You can check their listing at the FCA website;
their number is 602443. This means that they have systems in place to make sure that you are dealt with honestly, transparently and fairly. Their friendly staff will give you every assistance to make sure that the policy you buy is one that will be acceptable to the authorities, and they will follow up to make sure that you have not had any problems with it.
What type of policy is available?
There are two types of policy you can use. One is a short term policy. Standard 1-28 days cover won't be accepted, but the majority of pounds do accept one that lasts a minimum of 30 days. These are available with third party cover only, which is sufficient to comply with the law. Alternatively, if you intend to keep the car, you can use a full year's policy; the problem is that most insurers simply refuse to cover the driver of
a vehicle in a pound. Fortunately there are a few with a more enlightened attitude and if you ring the above number you should be able to get quotes for either a normal 12 month policy (which could be comprehensive or third party fire and theft) or a thirty day (third party only) one. You could probably arrange to pay the annual policy on a monthly payments basis over twelve months too, which may help with your budgeting.
How to get your locked-up car back
You should, if
possible, collect the vehicle yourself; you can if necessary get a
friend to do it for you but it involves more hassle (see the details
below). You'll need to go to the pound taking with you the insurance
certificate; MOT certificate; the 'producer' certificate that you were
issued with when the car was taken from you; proof of ownership (which
usually means the logbook); and some ID which includes a photo. Student
cards and other non-official forms of ID will not be accepted but a
passport, photo driving licence, EU national identity card, immigration
document or Freedom Pass should be OK. If you haven't got an MOT you
should get a confirmed appointment for a test, bring along written
evidence of the appointment and take the vehicle straight to the test
centre as soon as you've collected it. The vehicle will usually have to
be taxed and you may have to be able to prove that; alternatively you
may need to pay a deposit, with is £160 at present for a car or
motorcycle, or anything up to about £700 for a van. You will also need to
take some cash or a credit/debit card with you to pay the towing and
stowage fees. It is best to ring the pound (the number will be on the
back of the INF32 leaflet you were given) before you go to check on just
how much these will cost.
Having the car collected by a friend.
Your friend will need to take along all the items
listed above, plus an authority letter from you and a copy of your
passport or driving licence in order to authenticate your signature.
Please bear in mind that it is highly likely that your friend's normal
insurance policy will not be acceptable even if it covers vehicles not
belonging to him or her, since it is pretty well inevitable that
recovering seized cars is specifically excluded.
In conclusion ...
If you cannot get the vehicle out of the pound within
14 days it is likely to be sold or crushed for scrap. Not only will you
receive nothing for it but you are also likely to receive a bill for the
vehicle's disposal. You will still of course be liable for the
towing costs and the storage charge, which increases day by day. It
is therefore vital that you move quickly if you wish to save your car or
van. There is no point in trying to get insurance via a price comparison
site because none of the insurers on them are likely to cover a
confiscated vehicle but if you ring the number below and speak to one of
the friendly people there they should be able to find you the right
It will only take a minute! Get a quote now.